Scottspray Finance & Tech started as a notebook on currency markets and grew into something broader: a place to explain the money and technology questions that land on the desks of small business owners, freelancers and curious readers. Some of the earliest pages here deal with foreign exchange. Newer ones cover AI tools, streaming technology, search marketing and the practical side of running a business.
What you'll find here
- Tech — software, AI, streaming, audio and design tools, explained by what they do rather than by their marketing claims.
- Business — profitability, contracts, local marketing and the everyday decisions behind a working company.
- Forex and markets — how currency quotes work, why prices move and what scheduled data releases mean, written as background knowledge.
- Real estate — property finance and the practical upkeep that keeps a building in good shape.
What this site is not
We are not a broker, a bank or an adviser, and nothing here is a recommendation to buy, sell or trade anything. Articles about currencies and markets describe how things work and where the risks lie; they never tell you what to do with your own money. For that, the right person is an independent, regulated financial adviser who knows your circumstances.
Some articles mention or link to outside companies and services. A link is there because it is relevant to the topic, not because we vouch for the provider. Please do your own checks before signing up for anything.
Who reads it
Mostly people who want to understand a subject well enough to ask better questions: an owner comparing software, a reader wondering why the pound moved after an inflation report, a family deciding how to watch television over the internet. If an article helps you make sense of something before you talk to a professional, it has done its job.
More about us
Our approach page explains how articles are chosen and written, the editorial standards set out the rules we follow, and the financial disclaimer is worth a minute of your time before reading anything about markets. Questions and corrections are always welcome via the contact page.
- 35
- articles published
- 6
- main themes
- 2017
- first article
Know what you are reading
Background knowledge, not advice
Everything here is written to help you understand a topic, not to tell you what to do with your money.
What you will get
- How a market, tool or contract clause actually works
- Terms defined in plain English
- The risks set out next to the benefits
What you will not get
- Buy, sell or trade signals
- Recommendations for a specific broker or lender
- Advice tailored to your tax or legal situation
For decisions about your own money, speak to a qualified adviser who knows your circumstances.
Who it is for
Written with these readers in mind
Small business owners
Contracts, pricing and marketing decisions explained without a consultant’s vocabulary.
People paid in other currencies
Why an exchange rate moved, and what that means for an invoice or a transfer.
Curious tool users
What AI, audio and streaming software does under the hood before you pay for it.
First-time property buyers
The financing language and upkeep basics that come with owning a building.