Financial Disclaimer

Scottspray Finance & Tech publishes articles about foreign exchange, markets, lending and business finance. Please read this page before relying on any of them.

General information, not advice

Nothing on this site is investment, trading, financial, tax or legal advice, and nothing is a recommendation or an offer to buy or sell any currency, security, loan or other product. Articles do not consider your objectives, finances or appetite for risk. We are not a broker, a lender or a regulated adviser.

The risks are real

• Currency trading, contracts for difference and other leveraged products can lose money very quickly, and in some cases more than the amount originally deposited.
• Exchange rates and market prices can move sharply and without warning, especially around economic data releases and major news.
• Past performance, back-tests and examples say nothing reliable about future results.
• Loans secured on property put that property at risk if repayments are not made.

Only consider trading with money you can afford to lose entirely.

Outside providers

Some articles mention or link to brokers, platforms, lenders or other companies. These references are not endorsements. Before using any financial service, check that the provider is authorised by the financial regulator in your country, read its risk warnings and terms, and be wary of anyone promising high or guaranteed returns.

Getting personal advice

If you are considering an investment, a loan or any form of trading, speak to an independent, appropriately regulated financial adviser who can assess your situation. Many countries also offer free, impartial money guidance services run by public bodies or charities.

Examples and figures

Prices and numbers used in explanations are illustrations chosen to make a concept clear. They are not current market data and should not be used for any real calculation.