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Editorial Standards

These are the standards every article on scottspray.com is written against. They exist so that readers know what to expect and can hold us to it.

Accuracy and sourcing

  • Facts are checked against primary sources — official documentation, regulators, product specifications or the organisation concerned — wherever possible.
  • We don't invent statistics, studies, quotations or expert credentials.
  • Uncertain or disputed points are described as such.
  • Example numbers used to explain a concept are clearly presented as examples, not real data.

Money and markets

Articles about currencies, trading, lending and investing are educational. They explain how things work and what can go wrong. They do not tell readers to buy, sell or trade, promise returns or suggest that any method removes risk. Leverage, fees and the possibility of loss are always mentioned where relevant.

Legal and health topics

When an article touches on law or healthcare, it stays general, notes that rules differ between places, and directs readers to qualified professionals for their own situation.

Independence

Some articles mention companies or link to their websites. Those references must be relevant to the subject. Mentioning a provider never changes how we describe risks, costs or legal limits, and a link is not an endorsement.

Clarity

We write for intelligent readers who are not specialists. Jargon is explained, headlines must reflect what the article actually says, and lists or steps are used where they make an explanation easier to follow.

Fairness

We avoid sensationalism and don't mock people for the questions they ask. Every topic was new to someone once.

Keeping it current

Older pages are reviewed and rewritten when needed. Errors are handled under our corrections policy.

How we write

From question to guide

  1. Start with a question

    Each article answers something a reader actually needs to know.

  2. Check the source

    Documentation, rules and official material first — no invented numbers.

  3. Name the risks

    Costs, legal limits and downsides go in the main text, not the small print.

  4. Revisit

    Pages are rewritten when tools, prices or rules change.

Editor’s desk

How we approach money topics

Markets reward patience and punish shortcuts, so we explain mechanisms rather than tips, and we say plainly when something carries risk.

Nothing here is personal financial advice; it is background you can take to someone who knows your situation.

The Scottspray desk